Workplace & Employee Insurance.

Key business person insurance

If you’re a business owner, you know that key people in your business are vital to the success of your company. If one or more of those key individuals were to die or become disabled, your business would likely come up against financial challenges. And in some cases, your business may be forced to sell or face liquidation. Key business person insurance helps protect against this. It’ll give your business a realistic chance of surviving financially while future contingency plans are worked through.

 

Company shareholder insurance

Company shareholder insurance can also be helpful. If one or more of your company shareholders was to die or become disabled, a company shareholder policy would ensure the smooth transfer of shares between surviving shareholders and the deceased/disabled shareholder’s estate or administration.

 

Group insurance schemes

Group insurance (also known as workplace insurance) is a powerful – and surprisingly affordable – way workplaces in Aotearoa can boost business while ensuring employees feel healthy, financially secure and looked after. There are significant benefits for both the employer and employees under a group plan, even for small and medium-sized businesses.

A group insurance scheme for a workplace might include one or more types of insurance:

Crafting a well-designed group insurance scheme requires specialist expertise. Whether you’re considering group insurance for the first time, or looking at changing your employee benefits strategy, talk to the team at Moneybox. We’re experienced in workplace insurance management and can tailor cover to suit the needs of your organisation, employees and budget. It doesn’t matter if you have 5 employees or 5,000!

 

Get in touch
What insurance do you really need when taking out a mortgage?

Getting a mortgage is a big deal and a big responsibility. When buying a property, [...]

When to adjust your personal insurance cover

New job? Growing family? Planning for retirement? Life is full of changes and your personal [...]

Your health insurance questions – answered

While most New Zealanders insure their homes and cars, over 60% don’t invest in health [...]

Understanding your income protection insurance: a guide for new and existing policyholders

If you rely on your income to pay bills or support your family, income protection [...]

Getting ahead with your personal finances

This article was first published in the June 2024 issue of MTA’s Radiator Magazine. The [...]

Understanding your trauma insurance: a guide for new and existing policyholders

You’ve taken an important step in securing your financial future by getting trauma insurance. However, [...]

Workplace Wellness: The Benefits of Group Insurance For Employers and Employees

An organisation’s growth and success depends largely on its people, so investing in employees and [...]

Exploring Life’s What-ifs to Help You Choose the Right Life, Disability and Health Insurance

If only we had a crystal ball to see into the future and figure out [...]