About Moneybox.

Mortgages and insurance specialists, but better.

Moneybox is the safe and secure place for all of your lending and insurance solutions.

We can help you secure financing for buying property, commercial purchases or property investing. And we offer a range of insurance options to align your lending and risk protection requirements. Moneybox is a team of friendly, knowledgeable and approachable professionals working from our Wellington offices – but we service clients all around New Zealand. As experienced advisors, we understand how busy life can get. We do the research and the negotiating to ensure you receive the guidance, support and the financial products that are best suited to your unique needs and circumstances.

What does a Moneybox advisor do?

Our mortgage and insurance advisors act on your behalf independently of the banks and insurance companies to ensure you are getting the best interest rates, insurance products and pricing to suit your personal requirements.

We understand what a busy – and sometimes stressful – process getting your finance and insurances sorted can be, so our aim is to help make this process as pain-free and efficient as possible for you and your family.

What use Moneybox instead of a bank?

Because we are independent from any lender or insurance company, we bring the benefit of being able to present you with a range of options (while a bank can only offer you the products that they provide).

As a result, with Moneybox on your side you have a wider range of options for borrowing, structuring your loan, and insuring your assets and people. We ensure you are getting the best possible deal available in the New Zealand marketplace.

You’ll also get more personalised service from Moneybox. We’re not a large corporate – we know the importance of spending time getting to know you and being able to discuss what your future plans – personal and professional – might look like.

Let's talk

Our Story.

mortgages and insurance specialists, but better.

Moneybox was set up in 2004 with a vision to provide mortgages and insurance solutions for customers of real estate companies. We could see first-hand how a home purchase causes considerable change in people’s lives – and we didn’t see anyone guiding customers through that change in a very supportive and empathetic way. Often, when large sums of money are involved, empathy goes out the window.

At Moneybox we decided to put the personal touch back into those transactions – and not treat them like transactions at all. We started treating home buyers like people and have always put relationships first.

When you work with Moneybox, you’re dealing with people – not departments or institutions. Our core values remain empathy, reliability, and sharing. You can trust us and rely on us to put your needs first.

We’d love to help you with your lending or insurance needs. Contact us for a free, no-obligation chat.

Let's talk

The Moneybox team.

The Moneybox team is a dynamic and diverse group of people who bring a wealth of expertise, knowledge and experience to all of our customer interactions.

We are here to help guide you through the mortgage and insurance processes smoothly and efficiently, ensuring you get the business solutions possible that are tailor-made to your unique individual needs and budget.

Feel free to give one of us a call today with any questions or queries you may have, or to arrange an appointment to come in and see us. We are more than happy to help.

John Cameron


With over 30 years’ experience, John is a true veteran of the financial services industry. As a founding shareholder of Moneybox in 2004, John is committed to maintaining the business’s customer focused philosophy and to keeping Moneybox at the forefront of innovation when it comes to insurance and lending solutions. On weekends you’ll find John spending time with family and friends or around the sports grounds.

027 450 5701

[email protected]

Dharmesh Lala


Dharmesh is a shareholder and director of Moneybox. Since joining Moneybox in 2007 as a Lending Advisor, Dharmesh has established a reputation for achieving outstanding results for his clients. With the benefit of a banking career, a BCA from Victoria University and 15 years working as a mortgage broker, Dharmesh is one of the most experienced members of the Moneybox team. Outside of his busy work schedule, Dharmesh’s young family and a passion for sport keeps him on his toes.

027 542 8060

[email protected]

Kirsty Williams

Lending Advisor

Kirsty joined Moneybox in 2016, bringing four and a half years of retail banking experience, specialising in mortgage lending. Kirsty is committed to delivering the best possible service to every client. In her spare time Kirsty enjoys dining out, travel and time with family and friends.

027 865 8574

[email protected]

Hiren Mani

Lending Support

Hiren has been with Moneybox for over two years now while studying Finance and Property at Massey University. Hiren’s continuous growing knowledge around the mortgage industry helps in assisting the team to deliver the best outcomes for their clients. Outside of work, you will find Hiren playing hockey or fishing at the local hotspot.

021 188 5295

[email protected]

Jarrod Jarvis

Lending Support

Jarrod has recently joined the Moneybox Lending team after joining Westpac directly from school, St Pats Town. Jarrod spent the best part of 7 years with Westpac in several roles. With the knowledge gained during his time at Westpac he brings a wealth of exceptional knowledge to the Lending team. Outside of work, you will find Jarrod enjoying time with friends and family checking out local foodie spots.

021 972 314

[email protected]

Teresa Kavanagh

Personal Assistant

Teresa is the newest member of the Moneybox team, involved in both lending and insurance administration. With a background primarily in education, Teresa has recently returned to live in Wellington, to embark on an exciting career change into Finance. Having an adventurous side, Teresa spent two years living and working in Japan and has also traveled extensively throughout Asia and Europe while living in London. As a self-proclaimed foodie, Teresa has loved living in Melbourne for the last five years, but Wellington will always be home. 

0508 666 392

[email protected]

Benn Florance

General Insurance Manager

Benn heads up the Moneybox general insurance team and is your go to for domestic and commercial insurances. Prior to joining the Moneybox team in 2014, Benn obtained several years of financial services experience, with previous roles in New Zealand and in the UK. Benn is a keen golfer and footballer (living and breathing all things Arsenal). He also has a passion for travel and quality cuisine.

022 438 3072

[email protected]

Michael Gray

General Insurance Broker

Michael is our latest addition to the Moneybox general insurance team. After graduating from Victoria University in 2014, Michael has spent several years managing a hotel/bar before joining us in early 2020. Michael specialises in Domestic insurance, however also provides support to Benn across the board. On weekends you will find Michael either playing for his beloved Eastbourne rugby club, or on course at a local horse racing meet.

027 340 6625

[email protected]

Jo Hurley

Office Manager

Jo provides EA support to John and being highly organised, takes onboard all office administration tasks. She has a background in banking and real estate. When not at work you will find Jo either in the garden, at Pilates, out walking or enjoying the company of family and friends with a chardonnay or two.

0211 344 577

[email protected]