Disability Insurance.
For temporary situations where you’ll recover, income protection insurance can help keep the money coming in. But what happens if you become permanently disabled and unable to work again?
Disability insurance (also known as Total and Permanent Disability insurance) is designed to reduce financial problems that could happen if you can’t work anymore. TPD Insurance provides a lump sum payment if you become totally and permanently disabled, including a disability that results in you being unable to work ever again.
The lump sum payment could help you and your loved ones financially. You can use this however you choose, from helping to pay off your mortgage, to covering medical expenses or even investing it.
What insurance do you really need when taking out a mortgage?
Getting a mortgage is a big deal and a big responsibility. When buying a property, [...]
Jul
When to adjust your personal insurance cover
New job? Growing family? Planning for retirement? Life is full of changes and your personal [...]
Mar
Your health insurance questions – answered
While most New Zealanders insure their homes and cars, over 60% don’t invest in health [...]
Dec
Understanding your income protection insurance: a guide for new and existing policyholders
If you rely on your income to pay bills or support your family, income protection [...]
Sep
Getting ahead with your personal finances
This article was first published in the June 2024 issue of MTA’s Radiator Magazine. The [...]
Jun
Understanding your trauma insurance: a guide for new and existing policyholders
You’ve taken an important step in securing your financial future by getting trauma insurance. However, [...]
Jun
Workplace Wellness: The Benefits of Group Insurance For Employers and Employees
An organisation’s growth and success depends largely on its people, so investing in employees and [...]
Oct
Exploring Life’s What-ifs to Help You Choose the Right Life, Disability and Health Insurance
If only we had a crystal ball to see into the future and figure out [...]
Jul