Author Archives: Emily

Getting ahead with your personal finances

Kirsty Williams - Moneybox Mortgage Advisor

This article was first published in the June 2024 issue of MTA’s Radiator Magazine. The current economic conditions can be tough on your personal finances. But as Moneybox Lending Advisor Kirsty Williams explains, there are ways you can ease the stress – and even take advantage! Despite the economy cooling, we’re still far from the […]

Understanding your trauma insurance: a guide for new and existing policyholders

Family with trauma insurance

You’ve taken an important step in securing your financial future by getting trauma insurance. However, trauma insurance can be one of the least understood personal insurance products among policyholders. Even if you’ve had trauma cover for a number of years, it’s easy to ‘set and forget’, so you might now have some questions about what […]

When to review your house and contents cover

house and contents

House and contents insurance is a necessary investment to protect your things and give you peace of mind, but we understand it can be hard to get the balance right between adequate cover and affordability. As life evolves, so do your insurance needs, so it’s essential to review your insurance policies regularly and make necessary […]

Plan Your Move: Deciding Whether to Buy First or Sell First

If you’re ready to move but struggling to decide whether to buy first or sell first, we get it. You need to sell your current home to fund the purchase of your next one. But the seller of your next home might be reluctant to wait for your current place to sell. This is especially […]

Renovations and Insurance: Are Your Property Upgrades Protected?

renovation insurance

Renovations, whether small DIY jobs or large professional projects, can seriously boost your property’s value. And having the right insurance cover protects your investment and hard work. Surprisingly, over half of all reno projects in New Zealand homes happen without proper insurance cover. What’s more, over a third of homeowners assume their house insurance protects […]

Workplace Wellness: The Benefits of Group Insurance For Employers and Employees

An organisation’s growth and success depends largely on its people, so investing in employees and showing them they’re valued for the work they do is crucial. Group insurance is a powerful – and surprisingly affordable – way workplaces in Aotearoa can boost business while ensuring employees feel healthy, financially secure and looked after. A group […]

Navigating the Impact of Natural Disasters on House & Contents Insurance in NZ

natural disaster - flood

New Zealand has seen its fair share of natural disasters, experiencing more than 150 severe weather events and natural disasters since ICNZ began keeping records in 1968! These events have had a profound impact on our homes, possessions and communities.  With NZ’s Pacific Ring of Fire location and deepening climate concerns, having the right insurance […]

Is Refinancing Your Mortgage the Right Move? A Simple Guide

refinancing your mortgage

Refinancing – also known as remortgaging – allows you to replace your current mortgage with a better one so you can save on interest, borrow more, or pay off your home loan faster. Refinancing involves paying off your existing loan and then taking out a new home loan with a different bank or lender. The […]

Exploring Life’s What-ifs to Help You Choose the Right Life, Disability and Health Insurance

young family

If only we had a crystal ball to see into the future and figure out the perfect mix of insurances. But let’s face it, life’s full of unknowns. While we can’t predict what’s coming our way, we can take proactive steps to protect our financial futures. In this practical guide, we explore life’s “what-ifs” to […]