House prices are still lower than they were a few years back, but the latest stats show things are beginning to pick up. Whether you are new to the property ladder or an experienced investor with a property portfolio, the dedicated team at Moneybox can help you build wealth through property in 2026. We can […]
Author Archives: Emily
Business Insurance
Business insurance: essential cover for sole traders, contractors, and small business owners
22
Sep
Sep
As a small business owner, or an aspiring one, you’ve probably thought about websites, customers, and cashflow. But what about insurance? In New Zealand, many small businesses operate without proper cover. It’s easy to assume that insurance is something only large companies need. But the truth is, one unexpected event – an accident, theft, or […]
27
Aug
Aug
Being a landlord comes with opportunities and risks. There’s rental income and long-term capital growth, but also repairs, tenant damage, and unexpected events to contend with. Owning an investment property isn’t always straightforward, but landlord insurance (also called rental property insurance) can help protect your investment. If you’re already a landlord or thinking about investing […]
House & Contents Insurance, Life, Disability and Health Insurance, Mortgages
What insurance do you really need when taking out a mortgage?
09
Jul
Jul
Getting a mortgage is a big deal and a big responsibility. When buying a property, making sure you can protect what you’ve worked hard to secure is just as important as picking up the keys. Some insurance is required by your bank, while other types of cover are just smart to have – especially if […]
05
Jun
Jun
Travel insurance is one of those insurance products that New Zealanders think they can take a DIY approach. It’s often an afterthought, they assume it’s easy to buy, and it’s often not fully understood until it’s too late. But a little foresight can save a lot of stress and money if things go wrong while […]
09
Apr
Apr
While the implications of Official Cash Rate (OCR) cuts vary depending on individual circumstances, most borrowers can agree that when it comes to mortgage interest rates, lower is better! The OCR is a tool used by the Reserve Bank of New Zealand (RBNZ) to influence economic activity and inflation. When the OCR is high, borrowing […]
21
Mar
Mar
New job? Growing family? Planning for retirement? Life is full of changes and your personal insurance should keep up! Personal insurance is there to provide peace of mind during uncertain times, but it’s only fully effective when it aligns with your current lifestyle and financial commitments. At Moneybox, we review our customers’ cover every year, […]
01
Dec
Dec
While most New Zealanders insure their homes and cars, over 60% don’t invest in health insurance. Many see it as a luxury, but it can actually bridge the gap in our public healthcare system, offering faster access to healthcare and more treatment options. New Zealand’s public healthcare system provides free or low-cost care for emergencies […]
Life, Disability and Health Insurance
Understanding your income protection insurance: a guide for new and existing policyholders
18
Sep
Sep
If you rely on your income to pay bills or support your family, income protection insurance is one of the most practical options available. It provides regular payouts if you’re unable to work due to illness or injury, helping you cover your everyday expenses and maintain stability. But many policyholders, even long-standing ones, are often […]
13
Aug
Aug
Finally, it seems that interest rates are on the way down, so what’s the best way to manage your mortgage? Fix, float, or a combo of both? The pros and cons of fixed vs floating rate mortgages Fixed rate mortgages A fixed rate mortgage locks in an interest rate for a specific period of time, […]
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