House Insurance.

Whether it’s your home, holiday home, bach or rental, your house is a precious asset. Making sure it’s protected from the unexpected is crucial.

From big events like fires, floods, and earthquakes to smaller issues like broken windows, damaged fences, or burst pipes, we’ve got you covered.

Calculating your Sum Insured

Your house insurance typically comes with a coverage limit called the ‘sum insured.’ This is the maximum amount you’ll receive (after deductibles) to rebuild or repair your home in case it’s completely destroyed or severely damaged beyond repair.

As the homeowner, you’re in charge of setting and updating this sum insured. Regularly reviewing it is essential to factor in any home improvements you make or rising building costs. This way, you’ll have the confidence that your sum insured will be enough if you face a total loss and need to rebuild.

Estimate the cost to rebuild your home.

Natural Disaster Cover

If you have a current house insurance policy, you automatically have EQC cover for damage to your residential home and some of your land caused by natural disasters.

The EQC provides cover up to $300,000 for damage to your home caused by natural disasters including earthquakes, natural landslips, volcanic eruptions, hydrothermal activity and tsunami events.

We’re here to help secure the best cover for your house and contents. Get in touch to explore our house insurance options today.