Workplace & Employee Insurance.
Key business person insurance
If you’re a business owner, you know that key people in your business are vital to the success of your company. If one or more of those key individuals were to die or become disabled, your business would likely come up against financial challenges. And in some cases, your business may be forced to sell or face liquidation. Key business person insurance helps protect against this. It’ll give your business a realistic chance of surviving financially while future contingency plans are worked through.
Company shareholder insurance
Company shareholder insurance can also be helpful. If one or more of your company shareholders was to die or become disabled, a company shareholder policy would ensure the smooth transfer of shares between surviving shareholders and the deceased/disabled shareholder’s estate or administration.
Group insurance schemes
Group insurance (also known as workplace insurance) is a powerful – and surprisingly affordable – way workplaces in Aotearoa can boost business while ensuring employees feel healthy, financially secure and looked after. There are significant benefits for both the employer and employees under a group plan, even for small and medium-sized businesses.
A group insurance scheme for a workplace might include one or more types of insurance:
- Life insurance
- Income protection insurance
- Private health insurance
- Disability insurance
- Trauma insurance
Crafting a well-designed group insurance scheme requires specialist expertise. Whether you’re considering group insurance for the first time, or looking at changing your employee benefits strategy, talk to the team at Moneybox. We’re experienced in workplace insurance management and can tailor cover to suit the needs of your organisation, employees and budget. It doesn’t matter if you have 5 employees or 5,000!
